The amount of money spent on healthcare does not directly correlate to quality, according to research carried out by the Organisation for Economic Co-operation and Development (OECD). Nor is there a better performer between privatised or public healthcare systems.

The research also suggests only 40% of life expectancy improvements are due healthcare spending and far more is due to working conditions and lifestyle choices such as: smoking, alcohol consumption and levels of inactivity.

Make sure you compare the market before you renew