HOW DOES PRIVATE HEALTH INSURANCE WORK?
The UK is one of the few places in the world that has a universal free health service, so why would anyone choose to pay privately for medical care? According to a PMI survey, the main reasons for going private were the fear of superbugs such as MRSA and hospital cleanliness, and a desire to avoid long waiting lists.
Private medical insurance (PMI) allows you to avoid NHS waiting lists and receive fast-track consultations and private treatment for short-term, curable medical problems. You are treated privately in an NHS hospital or in a private hospital. PMI doesn’t cover every medical eventuality, however, so it’s important to check your policy details.
- 1 Visit your GP if you suspect something is wrong.
- 2 Let your GP know you have health insurance
- 3 If you need to see someone, private healthcare can be arranged.
- 4 Use your Insurance to take care of the rest